Our Year in Review 2024

Without a doubt, 2024 was our biggest adventure year of retirement. We visited over seventeen different countries and saw some amazing sights. We celebrated a monumental birthday with my mom in Florida. I attended a writer’s conference in Greece with bestselling authors Jonas Saul and CC Humphries. We cruised on three ships to visit the Greek Isles, almost the entire perimeter of South America, including the Strait of Magellan (Cape Horn), and revisited the Caribbean. If I don’t yet have your attention, read on. I will share some amazing adventures and slip in a few incredible pictures.

In February, my sister Melinda, her husband Hunter, Jen, and I, along with our three daughters, their spouses, and grandchildren, gathered in Fort Myers, Florida, for a surprise party to celebrate our mom’s birthday. I wanted to share a few pictures from the party. It’s not often that a surprise of this magnitude can be executed with such precision. Great job, Melinda.

In March, Jen and I flew to Santiago, Chile, for a great South American adventure. Our detailed blog post about the trip is in the blog archives. We explored Santiago and some of the Chilian interior before boarding the Norwegian Star to sail the coast of South America for 24 days. Our journey ended in Rio de Janeiro. When blogging our year in review, I never intended to repost what I’ve already posted. If you missed the South America Adventure, I hope you will click the link here or on the sidebar.

The Norwegian Star

In May, we celebrated Jen’s birthday and entry into the American Social Security system. Our good, life-long friends from Michigan came to Panama to help celebrate. The week was full of local adventure and celebration.

We enjoyed a special six-course dinner hosted by Chef Aristoteles at Nazca 21. One of our favorite entertainers, Pascal Turner, entertained us while course after course was delivered to the table.

One of the places that our visitors always ask to visit is Valle de Anton. It’s always a place where repeat visitors want to return. We explored the Sunday Market and The Museo del Valle de Anton before having brunch at the Golden Frog. The restaurant is off the beaten path, but the food is good, and our server spoke English. Our guests enjoyed the delightful patio atmosphere.

We certainly took our guests to the beach and pool while they were here. They asked for relaxation over adventure, which was fine with us. 

Our visit wrapped up with a day of adventure in Panama City. We journeyed to Casco Viejo, where we toured St. Joseph Church (The Golden Altar Church), the Panama Canal Museum, the Mola Museum, and the I Love Panama Chocolate Company. We wrapped up the last day with a visit to the Panaviera at the top of the former Trump Tower (J.W. Marriott). We had a delightful meal there while the sun set on our visitors’ final day of adventure.

The five of us enjoying the sunset

A few days after our Michigan friends left, we welcomed our oldest granddaughter to Panama. Jen and I have decided to have each of the grandchildren to Panama just before their senior year of high school. The time we spent with Victoria was special for all of us. We adventured and explored every minute of the ten-day visit. If you missed the blog post about Victoria’s visit in June, I hope you will click the link here, Victoria’s Panama Adventure, or on the sidebar to check it out. We are proud of Victoria’s accomplishments. She has chosen to continue her education at the University of Alabama, Birmingham. She was accepted and offered substantial scholarships. Congratulations kiddo.

Exploring the Amador Causeway

In early September, we went whale watching with eight friends in a panga on the Gulf of Chiriqui. We all agreed that it was the best whale-watching trip we had taken. Our guide, Captain Jay, had the whales figured out perfectly. There were times when we had whales in all directions. Our hosts at El Regalo Resort booked our tour and hosted us in delightful rooms. The resort has five suites, and we occupied the entire place. Jenni and Carroll have made their place the best of the best in Boca Chica. They have a chef who never disappoints. Our breakfasts and dinners were perfectly prepared, and the bartender kept the drinks flowing while we swam in the beautiful pool. I am sharing a gallery of great pictures from our adventure below.  Adventuring in Panama never gets old, especially with good friends.

By the middle of September, we returned to the skies for the pinnacle of our 2024 travel.  We flew from Panama to Miami for an overnight layover. Then, we traveled to London, where we met some friends, Joanne and Kirk. They took us for the best fish and chips and gave us an all-star tour of London before returning us to the airport for our flight to Athens.

We left London on a late flight to Athens, Greece. We arrived in Greece, transferred to the port, and caught a ferry to the island of Amorgos. On the third day since leaving Panama, we arrived at the Lakki Village Resort by midafternoon. It was a long day of travel and time zone jumping. I don’t know if it was adrenaline or excitement, but jet lag never caught up with us. We got plenty of sleep on the transportation and layovers.

Amorgos was the site of my writing retreat with Chris (CC) Humphries and Jonas Saul. It was amazing. After we arrived and unpacked, there was time to explore the resort. Our entire writer’s group gathered for a beautiful welcome dinner. After dinner, there was time to get better acquainted poolside with the facilitators and attendees anxious to discuss writing.

At the first morning session, we introduced ourselves and discussed what we were writing and what we were looking for from the retreat. The guest authors discussed the industry and offered clarity on direction. I had face time with all of the great authors at the retreat. Jen and I had lunch with Chris Humphreys and his significant other, Kat.

Jen and I with Chris and Kat

The second-day program was The Mountain: Beginning the Novel and Finishing It! Award-winning historical, crime, and fantasy novelist Chris (CC) Humphreys revealed some of his secrets of successful writing. Chris broke the writing journey into stages and guided us through each stage using a blend of anecdotal examples. Later in the afternoon, we gathered for a writing exercise.

On the third day, we discussed the discipline of creating the novel, how much emotion should be on the page, and how to place the tension in the right spots to keep readers turning the pages. We discussed setting up the book to be psychologically pleasing to the reader, leaving them with the emotional experience readers read for. Reading is an emotional journey, so make them feel it, and they’ll love you for it and tell all their friends about you (your book). After our session, we walked together to the village for lunch at an amazing local place. We gathered for drinks and casual discussion in the late afternoon before our evening meal.

On the fourth day, we learned to write a good fight scene that entertains while advancing the plot and revealing the character. How characters fight can reveal as much about them as how they make love. A good author must chance to delve into the dark side to broaden and deepen their characters and plot. Fight and sex scenes are a huge opportunity for any writer to confirm a suspicion or to startle with a revelation. A “character in peril” keeps the pages turning.

Later in the afternoon, we toured the 11th-century monastery of Agia Anna and the white village of Chora.

On our last day of workshops, we discussed promotion outside social media. Chris Humphreys and Jonas Saul demonstrated how to get our work in front of readers through proven results. This concluded the educational portion of our week. I met with Jonas Saul and enjoyed an awesome one-on-one lunch meeting. He shared his thoughts with me on a sample from the rough draft of Mayhem in Eagle Cove, the second of the Detective Larry series. His kind words about my upcoming novel were informative and inspirational. It was clear that this workshop would be a turning point in my writing experience. Exciting things will happen over the next few months as I finish the draft and send it to the editor. By the way, Mr. Saul has agreed to edit the upcoming book.

After lunch, we gathered for a village hike. Jonas led the three-hour hike from the ancient village of Lagada to Tholaria and back to the hotel. The gallery of photos below is a few from the hike. In one village, we stopped at Jonas’s home, where he unselfishly invited us in to see where he and Rania write and live during the high season on Amorgos. We were back in time for pre-dinner drinks. I’ve talked very little about the food at the resort. We gathered as a group each night and enjoyed a family-style Greek meal. Every day of the retreat was filled with information and encouragement that drove each attendee to be their best. We all came from different countries and backgrounds and wrote different genres, but the ability to feed off the knowledge of one another was as wonderful as the learning portions of our time there.

With the retreat ended, we left the resort at 4:45 a.m. for a ferry departure at 5:45. The ferry took us to Athens, where our driver picked us up and took us to our hotel, Attalos. After unpacking and settling into the hotel, we toured the Acropolis Museum.

Sunday at 11:00 a.m., we saw the changing of the guards at Syntagma Square. This is considered the best time to see this happen, and we had a great spot to view it.

Later in the evening, we toured Cape Sounion and the Temple of Poseidon at sunset and got some great pictures.

We arranged to explore the ruins of ancient Corinth and the Corinth Canal the following day. We enjoyed a scenic drive from Athens to Corinth along the shores of the Saronic Gulf. The journey took us past beautiful beaches and the spectacularly narrow Corinth Canal, built to link the Saronic and Corinth Gulfs during the 1890s. Like the Panama Canal, it required several attempts before finally being completed. First proposed in the third century B.C. it wasn’t completed until 1893. In stark contrast, it is sea-level with no locks, narrow, and one single channel. It is 4 miles long and eighty feet wide making it impassable by most modern ships.

We strolled around the relics of Corinth, once an influential ancient Greek and Roman city, and then visited the seaside town of Kehreai.

Upon returning to Athens, we spent time exploring Monastiraki Square. The square was less than a six-minute walk from our hotel, and we found great Greek restaurants, shops, and a market. We found a place to change some money to Euros and bought a charge block for our phones. Taking pictures and roaming quickly depletes our phone batteries.

To put things in perspective, we arrived in Athens ahead of our travel buddies Daniel and Laura. They had been in the country for a few days and preferred exploring the countryside in a rental car. We finally caught up with them two days before the departure of our Greek cruise. Together, we visited the sites of Athens, starting with the Acropolis and Parthenon. Our hotel had a magnificent rooftop bar with amazing views, but nothing compared with fighting through the crowds to get up-close and personal.

The Acropolis

From there, we used the hop-on, hop-off bus, a great way to travel from site to site. We visited many archaeological sites and museums. Our first stop was the Temple of Zeus and the National Gardens. We then went to the National Archeological Museum. Time was getting the best of us, and we wanted to see more ruins, so we continued to the Ancient Agora (market), Hadrian’s Library, and the Temple of Hephaistos. We wrapped up our day with dinner at an amazing seafood restaurant, then a photo opportunity at the rooftop bar of our hotel.

We had breakfast together on our last day in Athens before parting ways. Daniel and Laura adventured in the morning while Jen and I packed and went for early boarding on the Norwegian Pearl. We reconnected later on the ship. They shared some great pictures from the morning.

When traveling with friends, everyone chooses what they want to see and do. We took numerous tours while Daniel and Laura took other excursions. We seldom went on the same adventures. Jen and I continued to explore archeological sites throughout Greece and beyond. The Norwegian Pearl moved us seamlessly from port to port.

The Norwegian Pearl

Our first port was Santorini. It is said that Santorini has more churches than houses, donkeys than people, and wine than water.

We visited Akrotiri, one of the 10 top Archaeological sites in the world, and learned about the prehistoric city, also known as the Pompei of the Aegean. The Theran eruption of approximately 1627 B.C. destroyed this unique Minoan settlement, and Spyridon Marinatos started the extensive excavation in 1967.

The nearly thirty-five centuries-old city still preserves many remains of its fine frescoes, everyday objects, and artwork because the volcanic ash protected them from the elements. At the time of the eruption, the city had reached great development and prosperity, with an elaborate drainage system and sophisticated multistoried buildings. Among other things, Akrotiri has been suggested to be the inspiration for Plato’s story of Atlantis.

The unique archeological site is completely under cover to protect it from the elements as the archeologists work to uncover its well-preserved treasures.

Following our visit to Akrotiri, we stopped at an impressive winery to taste Santorini’s famous wines, enjoy the magnificent view, and relax in its peaceful environment. Jen and I felt that the views were much better than the wine. Others in our group loved the wine. My take on it is that you shouldn’t go to Greece for the wine.

Our final destination was Fira, the cosmopolitan capital and one of Greece’s most famous and picturesque places. We had time to admire the white houses built on the crater’s slopes and explore the narrow paths before taking the cable car and the tender back to the ship.

On the second day, the ship docked in Mykonos. We took a great 3-D tour of Delos. To reach the ruins, we boarded a smaller boat and cruised to the nearby sacred island of Delos. We viewed a wealth of ruins using an electronic tablet with augmented-reality software that showed the structures as they appeared in ancient times.

According to Greek mythology, Apollo and his twin sister Artemis were born in Delos and first settled in the third millennium B.C. Archaeological discoveries excavated here have been deemed so indicative of an ancient cosmopolitan port that the island is now a UNESCO World Heritage site.

All of the structures on Delos are excavated ruins, except for the museum and a few buildings for personnel. The landscape remains largely unaltered since ancient times because a town was never built over the original port, a rarity few other archaeological sites share.

As we meandered through the rather barren island, we saw ruins that included temples, statues, mosaic floors, and roads, such as the Sacred Way, which leads to the Sanctuary of Apollo. Another highlight is the Terrace of Lions, named for the Naxian marble lions that guard it. The originals are in the island’s museum to protect them from the elements.

The electronic tablet with 3D augmented reality software enhanced our understanding and enjoyment of the ruins. We pointed the tablet’s camera at a ruin and could view the structure as it originally stood centuries ago.

It is believed that the population of this port was poisoned by pirates, leaving the site untouched for thousands of years before being discovered.

The cruise was port heavy. We stopped at a different site nearly every day. On the third day, we tendered ashore in Zakynthos for a captivating tour, introducing us to Zakynthos Town, the island’s oldest monastery and a traditional island village. We began with a guided tour of Zakynthos Town, sometimes called the Venice of the South. We saw the expansive square named after Dionysios Solomos, the revered poet who wrote Greece’s national anthem, and continued past splendid landmarks. The Byzantine Museum and the Church of Saint Nicholas were amazing.

We then went to the village of Bochali, located below a Venetian fortress, and appreciated sweeping views of Zakynthos Town and the sparkling Ionian Sea. At the 14th-century Monastery of Anafonitria, we learned that Saint Dionysios, Zakynthos’ patron saint, served as the monastery’s abbot for most of his life. We viewed colorful 15th-century frescoes uncovered during the monastery’s painstaking renovation.

In the traditional mountain village of Volimes, we were taken to a modern olive press. The tour explained how olives are prepared and crushed for olive oil. The press has been family-owned for over 100 years, and past equipment was displayed, showing the business’s innovation over the years. The tour ended with a stroll along the city’s main shopping area.

On the fourth day, the ship docked in Corfu, where we indulged in a 4×4 excursion. We enjoyed the fun and adventure of Corfu’s countryside while traveling over stony trails through the olive groves. We caught glimpses of the sparkling Ionian Sea and beautiful green hills and saw many locals’ traditional way of life. Our guide led us up the main coastal road to the island’s northeast. We then took small country roads to quaint villages, stopping at the most charming and oldest on the island to take in the views.

We went uphill on a narrow, winding road that zigzagged to Sokraki, where we stopped to admire one of the most fantastic panoramic views. Continuing on a dusty road, we arrived at Troumbetta. We passed through other picturesque sites before stopping at Bella Vista to enjoy more spectacular views while enjoying refreshments and Greek snacks. We found it difficult to decide which village was the most appealing.

We also visited a traditional Koum Kouat distillery. The Koum Kouat citrus fruit, which only grows in Corfu, is made into one of the island’s most famous products: a liqueur with the same name and fruit-preserved sweets. We viewed a small exhibition of antique distillery equipment, sampled the produce, and purchased a bottle of the local liquor.

Jen and I toured Lapad Bay & Old Town on our next cruise stop. We enjoyed the panoramic views of Dubrovnik while riding through the hilly Lapad Peninsula. At a bay on the peninsula’s western shore, we stopped for a short walk to the Sunset Beach Club. It was an ideal setting to linger over a drink and enjoy the sweeping views of the sparsely populated Elaphiti islands. Afterward, we visited Dubrovnik’s medieval Old Town, which UNESCO deemed a World Heritage site for its extraordinary architecture. As we walked along the main street, the Stradun, we saw Saint Savior Church, the polygonal Fountain of Onofrio, and the Old Pharmacy, founded in 1317. The defensive stone walls surrounding Old Town were built in the 13th century.

  • The next day, we tendered ashore in Kotor, Montenegro, for a highlights & cable car adventure. We viewed Montenegro’s coastal beauty and rural charm from several characteristic locales, ending with a cable car ride from the summit of Kuk Hill. During the descent, we gazed out over Kotor, its namesake bay, and the surrounding mountains. The terrain was so striking that when playwright George Bernard Shaw visited, he famously quipped from nearby Mount Lovćen, “Am I in paradise or Montenegro’s coastal beauty and rural charm on the moon?” The vistas were just as memorable as we traveled through Lovćen National Park to Cetinje, once the royal capital of Montenegro. Founded in the 15th century, it was a lovely setting for our lunch as it lies in a green bowl at the foot of Mount Lovćen. Our next stop was in Budva, a medieval port that inspired the English poet Lord Bryon. He described it as “the most beautiful meeting of land and sea” and we discovered it still is.

The ship docked the following day at Split, where we toured Split Old Town and Trogir Medieval City, taking advantage of a rare opportunity to visit two UNESCO World Heritage Sites on the same day. We discovered the treasures of Trogir and saw how the Romans influenced the old city of Split. The medieval city of Trogir boasted architectural treasures of beautiful stone houses, palaces, churches, monasteries, towers, and walls. The entire town was like an open-air museum, so strolling through its narrow streets was an unforgettable experience.

We visited the main attraction in Trogir, the Cathedral of St. Lawrence, probably the finest example of sacred architecture in Croatia. The unusual construction with three naves and three apses dominates the entire town. The main portal carved by local artist Radovan in the 13th century is world famous. We also saw the Town Loggi, Town Hall, and Cipiko Palace. Afterward, we had some free time to explore on our own.

The old town of Split is built on and around the massive palace built by Roman emperor Diocletian. It represents the most important example of Roman architecture on the Adriatic. Our tour started in the cellars, which are very well preserved. We saw the Cathedral of St. Duje, considered one of the world’s oldest Catholic cathedrals that retains its original structure. We also saw the Golden Gate, the Silver Gate, and the Peristyle Square.

Our Greek Island-hopping cruise reached its final port at Ravenna, Italy. We did not go ashore due to a tropical bora. The bora is a northerly to northeasterly katabatic wind in areas near the Adriatic Sea. Similar nomenclature is used for north-eastern winds in other coastal areas of the eastern Mediterranean and Black Sea basins. I copied and pasted this description from Wikipedia.

A Bora

We disembarked the Pearl several hours later than expected after bidding a fond farewell to the crew, who showed us a magnificent cruise. The bora had left our ship floating in the Mediterranean, awaiting disembarkation. We took a shuttle from the port of Trieste to our hotel near the airport in Venice. Time, logistics, and late arrival gave us little time in Venice. We missed our adventure there but took the evening to enjoy a great Italian meal and relax in our 17th-century hotel. The hotel has been in the same family for centuries and President Reagan was a guest there (see the photo below). Venice was deluged with rain and wind.

Our return to Panama barely allowed us to do the laundry before leaving for Washington D.C., Bethesda, and Annapolis, Maryland. Jen and I flew to Baltimore, Maryland, a few days before Jen’s younger brother’s wedding. We spent two days in Washington, D.C. I had never been there, and it was an excellent opportunity to see our nation’s capital.

The photos below are randomly ordered and don’t do our visit justice. During the two days there, we visited The White House, the Washington Monument, the Lincoln Memorial, The Vietnam War Memorial, The FBI, The Supreme Court, The Library of Congress, The US Capitol, and more. We walked what seemed to be a thousand miles. Our Congressman, Greg Steube, arranged for a private tour of the Capitol with one of his aids. That was a highlight of our visit. I particularly enjoyed the Library of Congress, while Jen enjoyed The Supreme Court. Background checks were required for The White House and FBI tours, making prior planning a must. Jen had the whole thing arranged and scheduled in advance.

It was a beautiful Saturday at the Naval Academy in Annapolis for Jon and Karine’s wedding. The ceremony was beautiful, and we were pleased to welcome Karine into the family and pray for special blessings for their happiness. The pictures below are some I captured walking into the chapel, where no pictures were allowed, and one of Jon, Karine, and Jon’s boys in the superintendent’s garden. The other is Jon and Karine cutting the cake.

Cutting the Wedding Cake

After the wedding, Jen returned to Panama while I flew to Florida.  As many of you know, Dad’s wife, Renee, passed away just before our trip to Greece. I could spend ten days with him before I returned to Panama. My time in Florida was eye-opening. The first picture below is from three years ago. It’s from Gilcrest Park last Monday. I returned to the same location to take pictures while I was there. The devastation in the park was awful. Hurricane Helene created a storm surge, depositing two boats in the park. After Hurricane Milton, I counted almost sixteen boats in the park, pickleball courts, and across the street. The takeaway here is the power of the storm surge. My family and I had no significant damage from the storm, but as I visited with my dad for more than a week, the devastation was heartbreaking. There were hundreds of homes with all their furniture out by the street. Dumpsters in driveways collected drywall and carpets from flooded homes.

We returned to Florida late in November for Renee’s memorial. The Celebration of Life was the beautiful tribute she certainly deserved.
While in Florida, I was invited to speak at her book club. Several group members approached me at her Celebration of Life and asked that I join them for their regular monthly meeting. Many showed up with copies of Murder in Eagle Cove and asked that I sign them. Members of the group bought every copy I had with me. They added it to their current reading list, and we discussed where the series will go from the end of the first book. They are superfans, and I loved every minute of it. They are as anxious for the second in the series as I am. I’m working to have a mini launch and book signing in Punta Gorda, Florida, in May, along with a book signing tour from Florida to Boston, where the series takes place.
The Punta Gorda Book Club

We got our condo in Port Charlotte ready for our snowbird tenants before departing. Our plans for the last big adventure of the year were tweaked just a little for Renee’s memorial.

We drove to Miami, returned our rental car, and overnighted before boarding the Norwegian Joy.

Norwegian Joy

Our first port was in Cozumel, Mexico. Admittedly, this is someplace we’d been before, but how can you not love the adventuring experience there? We enjoyed a unique excursion, Cozumel by Land & Sea. It combined an insider’s view of local chocolate and tequila production as a postlude for exploring the wonders underwater in a semi-submersible. At the Mayan Cacao Company, we saw how chocolate is made from cacao. This process dates back to the ancient Mayans, who drank chocolate for ceremonial and medicinal purposes as far back as 500 BC. After sampling some creamy (and exceptionally yummy) chocolate, we proceeded to a tequila-tasting seminar for a tasting that presented the historical and cultural importance of tequila on the Yucatan peninsula.

A different perspective of Cozumel awaited us just offshore on Paradise Reef, where we explored the underwater world in a semi-submersible way. Although the vessel’s viewing windows were only a few feet below the water’s surface, the sights were extraordinary. We saw a riot of brilliantly colored fish and coral reefs.

Our second port was in Harvest Caye, Belize. This was another of the places we have yet to have the opportunity to explore. It was on the list of possible retirement destinations before choosing Panama. Our ship was the only one in port, making it an easy, laid-back stop. Jen and I enjoyed Rainforest River Tubing. There was a genuine feel for rural life while we drove through the densely forested countryside to Maya World Outpost, the starting point for our adventure. After a short briefing to help maximize the tubing experience, we eased into the refreshing but cold river, and the current carried us downstream. Floating down the slow-moving river on an inner tube, we took in the spectacular rainforest scenery while listening to the ambient sounds of the jungle. Mountain springs feed the river, so the water is crystal-clear. Along the way, we passed through a picturesque mountain gorge over a series of small rapids and under overhanging trees, keeping us primarily in the shade. The ever-changing scenery added to the excitement and made the trip memorable. We heard and saw squawking tropical birds abundant in the protected rainforest.

A Mayan Statue at the entrance of Maya World Outpost.

Next, we made port in Costa Maya, Mexico. We didn’t plan any excursions there as we’d visited before. We decided instead to remain aboard the ship and enjoy the incredible offerings. We opted to add the adults-only area, Vibe Club, to our package on this cruise. We loved the special adult-only atmosphere and enjoyed the hot tub and high-end bar. Taking a cruise is only sometimes about the amazing ports and adventures. We could kick back and relax while someone else did the cooking, laundry, and housekeeping. The bars and restaurants aboard the Norwegian ship did an excellent job keeping us fed and hydrated. Thanksgiving dinner was prime rib, soup, vegetables, and pumpkin cheesecake. We could have selected turkey and all the fixings, but why when the prime rib is on the menu? Another great benefit of a cruise vacation is the awesome shows…we had the Beetles on board. There were also comics and multiple talented entertainers rounding out the long list of entertainment.

Our delightful cruise continued to Roatan, Honduras, where we made port on Thursday. Roatan was another consideration for our retirement strategy. We have friends in Panama who nearly opted for this beautiful island offshore from Honduras. We could see why. It’s full of English-speaking expats, and the near-perfect tropical Caribbean climate was amazing.

Jen is hooked on ATV adventures. She booked us on an amazing adventure through the rainforest and mangroves. The adventure began in the village of Politilly Bight, where we hopped on ATVs and raced off caravan-style, following the guide into the surrounding wilderness. We saw the natural beauty that abounds in the island’s more remote regions, riding the ATV through a tropical rainforest. The recent rain and natural trails with potholes had mud flying, making driving all the more fun and our shoes and clothes dirty. After a brief stop at a traditional Garifuna village, we were transferred to Oak Ridge, the island’s oldest fishing community. From there, we cruised along the mangrove-lined shores of southern Roatan. Mangrove forests line the banks almost everywhere and often create tunnels in the tree canopy that our boat easily navigated through. Besides being environmentally beneficial, mangroves shelter many animals, especially water birds such as green herons and roseate spoonbills.

We concluded the cruise in Miami. With another great adventure in the rearview mirror, we departed the Port of Miami by coach with a knowledgeable guide for a one-hour drive to Everglades National Park. This world-renowned eco-system covers about 5,000 square miles and is home to most of Florida’s alligators, snakes, black bears, wild pigs, over two hundred species of birds, including herons, egrets, white ibis, anhingas, roseate spoonbills, wood storks, ospreys, hawks, vultures, eagles and more, plus the endangered and nocturnal Florida Panther – less than 100 remaining in the wild.

We boarded our airboat for a thirty-minute exhilarating ride over the “River of Grass,” where we encountered several different creatures. After the airboat ride, we enjoyed an alligator show and various crocodilian exhibits. We then had time to visit the souvenir shop. On the drive back to the city, our guide gave us great insight into the two Florida tribes of Native American Indians.

Our Miami adventure continued with a sightseeing and millionaire boat tour. We started at South Beach in the Art Deco History District. After South Beach, we explored the Wynwood Art District before moving on to Little Havana. The guide had our driver take us through Coconut Grove, Miami’s oldest and most prestigious neighborhood. At the Bayside Marketplace, we had lunch before boarding the Millionaire’s Cruise. The guide pointed out celebrity homes and offered fun facts. It went by so fast that all the homes photographed were not identified.

Our day ended at Superblue Miami, where Rafael Lozano-Hemmer’s interactive artwork was presented in an amazing new sound and light installation by Studio Lemercier. Each room of the Superblue exhibit was a different experience. One room was full of bubbles falling from the ceiling, one had mirrors and lights, and another was a laser light experience.

After two full days of exploring Miami, we caught a flight with 18 other adventure seekers to Cuba. I stated earlier that the pinnacle of our adventures in 2024 was my Writer’s retreat in Greece. If you haven’t yet read our blog post from Cuba, it’s worth your time. I was blown away by the history, culture, and people there. You can use the link above or on the sidebar to access it.

I couldn’t conclude this post without talking about a few other significant things. I was invited to speak at several events and participated in some podcasts. My interview with Retire There is due to be published shortly.

Watch my newsletter for information about that as it becomes available. I had a great interview with Melissa Darnay from Choose Panama about our retirement, my writing, and life in Panama. That interview was posted to her website and nationwide on every platform where people enjoy great podcasts. My interview with Melissa is available here.

I talked earlier about Renee Johnson’s death. We also lost one of our dearest friends here in Panama, Barbara Munn. Barb and Renee were both instrumental in the writing of my first novel and advised me on the second before they passed. Jen and I are sad at the loss of these beautiful women. May they both rest in eternal peace.

We’re home in Panama, and it’s just a few days until Christmas. We anxiously await the miracle of the newborn Christ Jesus. We will be celebrating with our church family and fellowshipping on Christmas Eve. On Christmas day, we will be having a small dinner party with a few of our most special friends. Panama has provided Jen and me with special friendships that will last a lifetime.

The blog posts have become less frequent recently because we’ve been busy traveling and doing a little work. I am trying to finish book 2 of the Detective Larry Saunders Series, Mayhem in Eagle Cove. I still publish the Retired in Panama Newsletter every Monday. If you aren’t subscribed, do it now. It’s FREE. That’s the best way to stay dialed in on the launch date, sneak peeks, and special events. Of course, if you’re not subscribed to receive this blog in your inbox, check the sidebar for the link to subscribe. I never share my subscriber list, and I never send spam. Your privacy is highly respected.

Have a blessed New Year,

Greg and Jen

#welovepanama

A Full Month of Adventures

Jen and I started our month of adventures on January 23 when we went to Panama City to prepare for a short visit to Florida.  We are fully vaccinated and not required to test for covid when we travel TO Panama, but when we travel to the United States, even though we are citizens, a negative covid test is required.  I am going to climb on my soap box for one brief moment, and then I will continue the story. The United States hardly requires masks, and the infection rate is under control enough for the President to repeal mask mandates at the White House.  However, citizens traveling from a foreign country to the US must get a negative covid test to go home after a vacation or to visit friends and family there.  We got our negative covid test and, as resident Jubilado’s, paid $30 USD each with our discount.  Travelers without this benefit must pay $50 USD each, adding to the cost of travel.  I believe that this is governmental overreach.  Immigrants crossing the southern border are not tested and are allowed to board buses and flights all over the country, but as a tax-paying US Citizen, I must provide a negative test to go home.  It is time to stand up to the tyranny of the government on this matter. These useless requirements should be removed.

We got our negative test at the airport which is required to be taken the day before travel. This cleared us to travel to our 2nd home in Florida on a flight the next day.  Our winter guests in our condo were to arrive on February 1st, and we wanted to make sure everything was perfect for their arrival.

We got our negative test.

On Monday we boarded our flight to Florida.  While in Florida we visited Jen’s brother, Bill, and his wife, Deb.  They were snow-birding in Fort Myers, and it provided an excellent time to catch up with them.  They treated us to a great meal at one of their favorite restaurants.  In the morning, we all went over to a great outlet mall near their place, and I managed to buy a jacket and a couple of new shirts.  Note to self…even in Florida a jacket will be necessary during the winter months. We had a delightful visit at their vacation condo, before continuing on to our place in Port Charlotte.

Mom and Rich had been staying in our condo since the end of November.  It was a great time to be sure all the kinks were worked out.  There were a few small mechanical issues that they were able to take care of for us before we arrived.  One other issue required that we replace the washer and dryer before our guest’s arrival.  With the nationwide logistics crisis, this was easier said than done.  But we persevered and on Saturday, the new laundry pair was delivered.  This gave mom time to do their laundry before traveling to Panama.  We also had time to get all the sheets and towels washed before leaving, getting the condo in tip top shape for our winter visitors.

In addition to dealing with a few small problems, we were able to do some other visiting before turning our condo over on February 1st.

Lime Tequila in Port Charlotte is our favorite when we are there

The main reason we wanted to be in Florida at the end of January was to bring Mom and Rich back to Panama.  They had been reluctant to travel to Panama because of the language barrier, and they had rarely been outside of the United States.  On Tuesday February 1st the four of us boarded our flight in Miami for our non-stop flight to Tocumen International Airport in Panama City, Panama.

Loaded and awaiting departure

Our arrival in Panama was late evening, and I choose not to drive after dark when possible.  We had reservations at the Riande Hotel near the airport. This is where Jen and I had stayed prior to our departure for Florida, and they allowed us to park in their secure lot for about $5 USD per day.  This detail is for those of you who may be looking for similar options in your travel to and from Panama.  We stayed the night, had a nice breakfast, and found the car just as I left it.  We loaded up the next day, and began our journey to Coronado.

Our journey took us past Casa de Jamon and Price Smart.  We made brief stops at both.  Casa de Jamon is a great restaurant supply-type food store in Costa Del Este.  We picked up a few groceries there and went on to Price Smart for a few other things.  Then it was on to our home in Coronado.

We arrived in Coronado mid-afternoon, and our special guests were able to settle in and relax in preparation for their full month of adventure.  Our dinner plan took us to Gold Coast Brewery for half price wing night.  There they met a few of our friends, and we enjoyed the wings.

I do not know where to begin other than to take the whole month in chronological order.  That first partial week, we relaxed by the pool, took the buggy to the beach for some sand play, Rich got a haircut, and Mom and Jen got pedicures.  Thursday is our weekly domino game. Mom and Rich joined us each week during their visit.   Throughout Covid, Jen and I got together with the same small group of friends for this weekly event, and it has continued.  Everyone agrees that it was one of the things that helped us all maintain our sanity during the lockdowns and other measures imposed by MINSA to keep everyone safe from the virus.

Low tide. We explored a great stretch of beach
Pool time
Saturday morning at the club pool
Mom got a beach excursion too

My favorite barber gave Rich a trim.

The other constant during their visit was Sunday worship at Coronado Bible Church.  Each week we had brunch after church with many of our awesome friends.  Our special guests enjoyed the church, brunches, and meeting a few of our friends each week.  They were slowly beginning to understand why we love our life here in Panama.  Mom loved that I was an active participant in the praise team at church.

Our first adventure outside our little community was to El Valle de Anton.  We included good friends Diane and Mike for a full day of exploring up there.  El Valle has been a favorite of all of our visitors, with those who have had repeated visits always wanting to return.  There are so many places there that we had a difficult time choosing which to explore.  That day we took them to the Orchid Sanctuary, The Butterfly House, El Macho Falls, and the Sunday Market.  We were disappointed that our favorite restaurant was closed.  This gave us a chance to try another place that just did not meet our high standards.  The market gave me a chance to grab some fresh vegetables while everyone else shopped the vendors.  El Valle is a short 45-minute drive from Coronado straight up the mountain.  The entire village lies in the crater of a volcano.  The climate is a bit cooler than the beach communities, and many expats live there.  Check out my book or the archives of this blog to learn more about this magnificent place.

Ready for adventures

El Macho Falls. We couldn’t get them to zip-line it.

The bookstore, El Hombre de La Mancha, had requested more books which I was able to bring back from the States.  The second Thursday our guests were here we went back into the city to make the delivery.  This was a big highlight for me as, when we arrived, they asked me for an interview and photo session.  They are promoting my book on their social media, and it appears that it is selling well in their stores.  The delivery allowed them to stock it in every store nationwide.  We were surprised to find it among the Panama Travel and History books despite the fact that it is only offered in English.  People who have looked for it in the English section have been unable to find it in the stores.  The price for it here in their stores is higher, but the bookstore is a huge advocate for literacy in Panama.  That makes my day to feel like I am doing some small part for literacy here.

Mom found it in the main store in San Francisco

Karen Ceballos, Director of Marketing at El Hombre de La Mancha

After leaving the bookstore we were able to take Mom and Rich for lunch at one of our favorite restaurants in the city, Michael’s.  Mike Nikolich is the owner, and his place is a very successful for breakfast and lunch. He is a native of Michigan and has spent years in the restaurant business in Panama.  Following lunch, we went down to Panama Viejo.  This is the original ruins of the first Panama City.  It was the first port where goods entered the country and were transported over land to the Caribbean for shipment to the America’s, Europe, and Spain.  This gave our guests a perspective of what Panama was like before the canal was constructed.  This location was repeatedly attacked by pirates who were after the precious gold and silver from South America.  The city was later relocated to what is now called Casco Viejo (old town), where they could more easily protect it.

Mike Nikolich grabbed a copy of my book.
Mom and Rich in front of the tower at Panama Viejo

The following week we caught up with our good friend, and the master of tour guides, Marc Vargas, to take an adventure to the Caribbean side of the country.  Marc picked us up and took us for a look at the Agua Clara Lock on the Caribbean end of the canal.  Agua Clara is the new lock designed to accommodate the huge Pana Max ships.  This gave Rich a firsthand look at how the canal works.  Marc took us from there to the Gatun Locks just adjacent to the Agua Clara lock.  The visitor center there is closed, but we were able to see a cruise ship passing through over the hill.  He continued on down to the Gatun Dam where the Chagres River is dammed to provide water to Lake Gatun which is a huge part of the canal passage.  We went from there across the new Atlantic Bridge.  I call this the bridge to nowhere because, when it was completed, the road leading away from it on the west side of the canal was dirt.  It is now paved and leads to Fort Sherman, Shelter Bay and Fort San Lorenzo Castle.  We visited all three.  The road is now nicely paved right through the jungle to the ruins at San Lorenzo.  It is also paved all the way north to Shelter Bay.   Fort Sherman has been mostly deserted since the United States turned the canal over to the Panamanian people.  Shelter Bay remains a prosperous marina which is protected from hurricanes.  After lunch at the marina, we went through the jungle to Fort San Lorenzo Castle.  This was a wonderful experience.  The Fort is under full restoration to maintain its UNESCO World Heritage designation.  I cannot wait to visit again after the restoration is completed.  Despite the construction going on, this is a beautiful tour.  The Fort sits at the mouth of the Chagres River high on a bluff where it was easily protected from the pirates.  Thank you, Marc, for showing us a great time.

Marc gives us a little detail on the new Agua Clara Lock
The Gatun Dam
A cruise ship passing through the Gatun Locks
How about lunch at Shelter Bay?

This Coate’ came to see where we were going
There was a major restoration in progress at San Lorenzo Castle

Fort San Lorenzo Castle sits at the mouth of the Chagres River
Marc checks out the heavy artillery
Fort Sherman is in ruins…no need to stop here
The Atlantic Bridge

Every week during their visit we went to the club at Coronado Luxury Club & Suites.  Jen and I are members, and we enjoy the entertainment on Saturday nights.  That first week we enjoyed a comedian in the Sports Bar followed by Pascal Turner at the pool bar.  We especially enjoy Pascal, and, fortunately, he played every Saturday night during their visit with us.  Pascal often invites me to sing with him and it has become something for which I look forward.  The third Saturday we took our special guests to the fine dining restaurant at the club, Secundo Piso.  We invited friends John and Barbie to join us.  This was a special treat, and it is one of the places which we highly recommend.  Reservations are required and they are only open on weekends.  In the past, non-members have been welcomed at the resort on Saturday night.

Mom and Rich take the opportunity to dance
We did too
John and Barbie got in a little Salsa

Also, that last week in Coronado Mom and Rich spent three nights at the resort hotel to give us all a break from each other.  Jen and I get free nights every year with our paid membership, and we wanted them to have a special treat.  They hung out by the resort pool and got waited on.  Rich wanted to order foo foo drinks with fruit and little umbrellas.  I wish we had pictures of that.  During one of those days at the resort, we got together for a special late lunch at the Beach Club.  The Beach Club is reserved for members and resort guests.  We had a nice lunch and missed the last shuttle back.  I wish they had let us know that it would be the last, but we were hardly done eating when it came.  The staff sent us back on the employee bus.  Someone suggested that we just stay and sleep on the beach.  That was not an option…LOL.

A bird’s eye view of the beach at the club
Mom and Rich at the Beach Club

Almost every Tuesday we ventured to the movie.  The local theater, Cine Moderno, plays movies in English every Tuesday, and it is a favorite way to spend Tuesday evening in the community.  We always meet up with many friends there and enjoy the show.  For Jubilado’s (retired people), the movie plays for $2.50 USD each.  They have great refreshments also at a reasonable price. I put the movie schedule in my newsletter every week, but recently they have added more shows in English on other days.  I cannot always put all the shows and times, so check with the theater for additional showtimes.  Rich said he had not been to the movies in years, and both he and mom thoroughly enjoyed this activity…even if the movie was not always something we would normally go out of our way to see.

We ventured to Santa Clara to another of our favorite places on the beach, Deliciosa Del Mar.  We invited friends, Lorin and Judy, along for what we hoped would be a lobster feast.  Judy gets the credit for the magnificent sunset photo in the featured position above. Unfortunately, we missed the beginning of Lobster season by a few weeks.  We all still had some great fresh seafood before venturing onto the beach.  Everyone had a great time people watching and swimming in the ocean.  This little restaurant has palapas on the beach where you can eat or have drinks.  They rent them to people who do not order from them, but they are free to patrons.  We all had a great time.

Yes, we got in a swim
Mom and Rich hanging out in the palapa
Lorin and Judy walking the beach
Mom and Rich wade in

That last Friday night in Coronado we caught up with Mike and Diane for a great dinner at Café Med. We always seem to get a great meal there and this visit was no exception.

The ambience at Café Med is stunning

To cap off our month of adventures with Mom and Rich, we went from Coronado to Panama City at the beginning of Carnival traffic.  Travel into the city can be a challenge during Carnival.  We soon encountered the lane inversion and we were sharing our side of the highway with traffic heading to the beaches.  This was not horrible, but it slowed down our journey.  We anticipated travel challenge, so we wanted to have plenty of time to get them near the airport for their journey home on March 1st.  This gave us a couple of days to adventure in the city.

The lane inversion

When we crossed the Bridge of the Americas, the decision was made to check out the Amador Causeway and go to the Biodiversity Museum.  This is something that all of our past visitors have enjoyed, and we knew that Mom and Rich would love the experience as well.  We were not wrong.  The Biodiversity Museum is something that no visitor to Panama should miss.  We went down the causeway for lunch and some souvenir shopping, followed by our visit to the museum.  After the museum, we checked into our hotel at the Radisson Panama Canal.

Check out the huge Fig Tree
Panama City skyline from Amador Causeway Love the new Sombreros!
See the Biodiversity Museum over Rich’s shoulder?

Even after almost four years living in Panama, I look for new adventures when we have company.  Sometimes the new adventures are a giant failure, but this one was a definite high and one of the best experiences for myself.  On Saturday evening we ventured to the JW Marriott (former Trump Tower) for a ringside seat on the 66th floor for sunset.  The pool bar is owned by the casino and only accessible through the casino.  The elevator will only stop at the parking garage or the 66th floor unless someone has a key to stop elsewhere.  When we exited the elevator, we were welcomed into an amazing outside venue with an infinity pool, and our reserved table was waiting for us next to the pool.  The views of the city and sunset were unbelievable.  We enjoyed a light dinner (pub food) and drinks while we watched the sunset.  This will be another of those experiences that we share with others.  If you get the chance, do not miss this one.

The following morning, we were whisked away by shuttle to a boat dock in the middle of the Gamboa Rain Forest where we caught our boat.  It is definitely a small world when every one else on the tour bus is from the Grand Rapids, Michigan area, really close to where mom and Rich live!  The Pacific Queen took us on a partial transit of the Panama Canal.  Rich was so intrigued by the canal that we could not deny him this experience.  When we departed the dock, we had a few drops of rain which quickly subsided.  Our boat went south on the Panama Canal as the guide told us interesting facts about what we were seeing.  We traveled past a Pana Max ship, the largest of container ships.  We would see this ship later passing through the big new lock at Miraflora while we were passing through the smaller locks.  We passed the prison where Noriega spent the last years of his life, and several big dredging cranes.  The Gaillard Cut, which was formally known as the Culebra Cut, is where most of the lives were lost in the construction of the canal.  It is the narrow mountain pass taking the canal through the Continental Divide.  This stretch of the canal requires constant maintenance due to the mud slides and silt accumulating in its bottom.  This is where the canal authority spends the majority of its maintenance budget.

The prison where Noriega was incarcerated
Titan, the biggest crane on the canal
This is a large Pana Max ship. We passed it after entering the canal from the dock in Gamboa
Our transit vessel, The Pacific Queen

We continued through the cut and past the Centennial Bridge before reaching the Pedro Miguel Lock. We moved into the lock which we shared on this journey with another tour boat, a small cargo vessel, and a larger ship.  We were lowered in the lock to the level of Mira Flores Lake.  Mira Flores Lake is a manmade lake connecting the Pedro Miguel lock with the Mira Flores Locks.  Once across the small lake, we entered the Mira Flores locks once again sharing with the other three vessels. Mira Flores has two locks taking us down to sea level.  After passing through all three locks, we moved on toward the Pacific and our destination port.  We passed under the Bridge of the Americas, then past our hotel and the Amador Causeway before rounding the point and making dock at the Port of Panama.  The total time of our excursion was right around 5 hours.  Previously, Jen and I did a full passage which took around 12 hours.  The partial passage was much better, as the full passage took several hours crossing Lake Gatun.

A small cargo vessel entering the lock at Pedro Miguel ahead of us
The Welcome Center at the Mira Flores Locks.
The Centennial Bridge. See the Gaillard Cut (part of it) as we approach.
This is the 1st lock at Mira Flores. You can see the last lock ahead of us.
While going through the locks we were next to this other tour boat.
Moving out from the locks toward the Pacific
Every vessel has a pilot from the canal authority during transit. This is our pilot departing the vessel.
Welcome to Port Panama

Our day was not over.  We went back to the hotel for a minute, and Marc Vargas picked us up for a little tour of Casco Viejo.  We wanted to have another sunset experience from a rooftop in Casco.  Marc selected Tantalo, where we had a bite to eat and watched the sunset from a different perspective.  Marc graciously showed us around a little, and we took in the amazing sites of Casco Viejo.  This is one of those places that really requires an entire day.  If you are fortunate enough to get to this neighborhood, check out the many plazas, the churches, The Panama Canal Museum (among others), the artisan vendors, architecture, restaurants, coffee shops, chocolatiers, souvenir shops, and do not miss the rooftop bars.

A short walk through Casco Viejo
Cool picture…Thanks, Marc
Bring on the food and drinks
the main Cathedral of Panama
Another cool picture. This is a panorama before the sun began setting.

On their last day in Panama, we mostly just rested from exhaustion.  We relocated to a hotel near the airport, got covid tests, and shopped in a mall nearby.  Jen and I are still recovering here, and I imagine that mom and Rich are doing the same in Florida.

Our visitors waiting to be tested with their capable translator
El Hombre de La Mancha at the Metro Mall
They had it in stock

For more information about adventuring in Panama, grab a copy of my book 2 Retire In Panama?.  It is available at Amazon, on Kindle (Kindle Unlimited Readers get it free), and at El Hombre de La Mancha bookstores in Panama.  I am sharing some links below for some of the adventures and sites that contributed to this great month of adventures with my folks.

Blessings From Paradise,

Greg and Jen

#welovepanama

 

Casa del Jamon

Coronado Bible Church

Coronado Luxury Club & Suites

2 Retire In Panama?

Tantalo

Panama Canal Tour

El Hombre de La Mancha bookstores

Gold Coast Brewery

Marc Vargas

Biodiversity Museum

Pascal Turner

El Valle de Anton

Panama Viejo

Cine Moderno Coronado

Casco Viejo

Café Med

Merry Christmas From Panama

As we prepare to celebrate the birth of our Lord and Savior Jesus Christ, we are reminded constantly of how fortunate we are to have a wonderful life here in Panama. It is hard for us to believe that it has been nearly 18 months since we officially made our move here. Looking back over the past year we realize how wonderfully blessed we are to experience life in this beautiful country. We have no regrets and are truly living life to the fullest. Our friends Ray and Diane left last week after spending a little more than a week vacationing with us here. They took our Christmas cards back to the States and mailed them for us. If you are on our Christmas card list you may notice similarities in this post to our Christmas letter. As I sat down to make a final post for 2019, it occurred to me that a perfect recap of our year was right there in our annual letter. Those who read our blog regularly may find some of this year end review to be a repeat of some of our previous posts.

Our biggest news of this past year is that we bought and moved into our own place. We made our offer and it was accepted just prior to the end of last year. Things move quickly here and we were able to close the sale and do a minor remodel prior to moving in at the end of January. It is a 1700 square foot condo in the Coronado Golf Community inside the gates of Coronado. Our building, El Alcazar, is one of the most beautiful and well maintained condo buildings in the beaches area. We are on the 11th floor with beautiful views of ocean, mountains and golf course out every window. Every morning we wake to amazing views and praise God for another perfect day in paradise.

Our first guests to visit in our new home were two of Jen’s cousins Robert Buck and Bill Gilmore. they flew in from Pittsburgh to spend a week in April. While they were here we went zip-lining, took a Rum Distillery tour, Visited The Mira Flores Locks and Bio-Diversity Museum, ate a ton of great food, and relaxed on the beaches. We even stopped along the highway where we bought and ate ceviche’. When one lives on the beach, getting fresh seafood is marvelous and convenient. Buying ceviche along the road was a little unnerving for me, but it was very fresh and very delicious.

While our good friends, Ray and Diane, were here at the beginning of the month, we spent the entire time they were here exploring places that they wanted to see. We took a two day trip to a wonderful bed and breakfast on the island of Contadora. Contadora is in the Pearl Island chain which is where there have been several episodes of Survivor filmed. Not only did the Survivor reality show from the United States film on an island nearby, but other Survivor shows from other countries filmed nearby. One even used the island where we stayed to film portions of the tribal counsel. The bed and breakfast where we stayed was home to crew for some of these filming’s. We spent hours enjoying the beaches on this awesome island and the food in the restaurants was unbelievable. After hanging out on Contadora, we took the Rum Distillery tour. and spent a day exploring in Panama City. We also spent a little time on the beach and went deep sea fishing with Lyn and Ty Gilbert. Ray and I even got a little dune buggy time while Jen and Diane went to the beauty salon.

One thing that we love about Panama is how easy it is to explore from here. While we have been settling in to our new lifestyle, most of our exploration has been local. We did however, take two trips to the States this past year, one trip to Costa Rica, and one trip to Jamaica. We went to Key West in February for the marriage of Jens older Brother Bill Jewell to Deb Wilson. In May we travelled to Michigan for our daughter Hope’s graduation with her Masters in Education. The trip also provided a perfect opportunity to see other family and friends. The Jamaica trip has been an annual tradition with good friends and we were able to continue the tradition. In 2020 we plan to travel at least one time to the States. We also will be exploring Israel, Greece, and Turkey in March, as well as Machu Picchu in Peru in May. We plan to continue our annual tradition of vacationing with our friends in Punta Cana Dominican Republic in April. The first few months of the year we will be pretty jet lagged, however when we are home we always look forward to welcoming guests and meeting our readers when they make it to our area. One thing you will not expect is to see us visiting any place where we can not wear shorts and flip flops. We do not have clothes for cold weather exploring.

It is always a thrill for us to connect with readers. Please, leave us a message or send an e-mail with questions and comments. We had a couple who started as readers of our blog and have since become friends, over for dinner this past week. We have frequent inquiries and we always try to provide a quick concise response. The highlighted portions of the previous paragraphs are links to past posts. Clicking on the links will lead you to those posts. We hope you are enjoying our blog as much as we enjoy sharing it.

Feliz Navidad,

Greg and Jen

Expatriating For Dummies: What the Glossy Magazines and Websites Will Not Tell you.


We follow a great blog entitled Latitude Adjustment which is written by John and Susan Pazera. John and Susan are Expats residing in Columbia. They recently published a post that is seriously awesome. A similar idea has been in my mind for quite some time. Latitude Adjustment captured the idea in my head and beat us to the punch.  We have shamelessly used much of their post to create one of our own. Enjoy!

So, you have decided to try living outside your home country. 

Congratulations for “taking the road less traveled”. It can be a wise and courageous choice if you approach it with an open heart and mind. If you do, you will be rewarded with a lifetime of adventures and memories.

As we approach our first anniversary of expat life let us give you our two cents on how to prepare for your expat life, step by step.

As you do your research and start to narrow down your target country, you will read a lot of glowing reviews on the internet and in magazines extolling the benefits of different locations. Many of these sources paint a rosy picture that may seem too good to be true. A lower cost of living and a more simple way of life are big motivators for people from the U.S., Canada, the U.K. and South Africa. Indeed it is possible to realize the benefit to living somewhere other than ones birth country, but it takes research, work and perseverance.

Step 1: Do  your homework.

In other words, do not take the glossy magazines and websites at face value, especially the countless articles that list “the top ten best countries to affordably retire to” or take any similar approach. Quite often they are promoting these countries with an ulterior motive, and the truth may be somewhat different. Avoid any site or publications that are trying to sell property. Buying property should be the last thing on your agenda before you have had time with your boots on the ground in your target country. Try to connect with as many real-live expats as you can. Check out the online expat forums and blogs. The expat groups on Facebook can be good information sources. We spend a great deal of time on Expats In Panama Facebook page, and continue to cultivate valuable information from there regularly. The best advice we have here is to seek out legitimate information posted by people who actually live where you seek information. Our best information sources have always been, and continue to be, expat blogs written by people who know what it is like to live, day in and day out, in a given location. These blogs are often written by people like us, who benefit greatly from those who went before us and are eager to pay the favor forward by sharing information. Not only are these people very reliable, but you can expect to get an unvarnished view of their experience. Often these contacts can turn into real, live friendships and important resources once you have made the move.

When you talk to people, go beyond questions about the weather, livable neighborhoods, crime statistics, cost of healthcare, and other living expenses. Most of this information is easily accessed by way of a Google search. Instead ask what it is like to access the healthcare system. What are things you love most, and what things aren’t so great? Is the language difference really a barrier? Do you get homesick, and how do they remain connected to their family? What do they miss most about their birth country?

Here are a few links to get things started:

Cost of living comparisons

In-country expat aggregate sites

Expat.com

The World Health Organization’s rankings of healthcare systems by country

Quality comparison U.S. vs. other countries

Step 2: List the pros and cons of your target country and city.

No place is perfect. You have to weigh the options that best fit your circumstances. How is your health, and will you be able to receive affordable care and quality treatment in your new home? What is the process of obtaining a residence visa and how much should you expect to pay?  What about safety and political stability? Will your new country tax you on your income? If you are moving with pets, how complex and expensive is the process, and how pet friendly is your target location? Does the area you are considering have an expat community? Is an expat community important to you?

If you decide to move to a non-English speaking country, are you prepared to get at least a basic knowledge of the language? In our first year in Panama we have learned enough Spanish to survive. We can order food from a restaurant menu, ask for directions, and communicate other basic information. We both know that this “survival Spanish” is not enough to carry on any meaningful conversations. We continue to practice our Spanish skills every chance we get. We have found that the people are incredibly kind and forgiving  when we are butchering their language, and they seem to really appreciate the effort. Culturally, we see two options: jump in, feet first, and immerse yourself in your new country and its people, or take baby steps and move somewhere with a large expat community to make an easier transition. We call this the “training wheels” approach, and it’s essentially what we did when we moved to Coronado, Panama. In a place like Coronado, it is possible to live for many years without learning a word of Spanish. There is absolutely nothing wrong with that, and it’s the “comfort zone” many people seek.

Step 3: Adjust your attitude before your move. Expatriating is not for everyone.

If you are a positive, “glass half full” person in your home country, then you have the stuff for the expat life. Trust us, you will need all the positivity you can muster!
What is your comfort zone and how much inconvenience can you tolerate? If you need things like on-demand hot water, having family close by, the convenience of shopping for anything you want, fast reliable customer service, and mail service, you might be better off staying put. You might also have to deal with infrastructure issues like power outages, undrinkable tap water, sporadic internet service, and poor cell phone coverage, just to name a few. Of course, these factors can vary dramatically from country to country, and from province to province or city to city.

Another very important factor for couples is that you and your spouse or partner need to be on the same page. If one of you are wavering, you need to address that before you make any move. Expatriating has to be a team effort. And if you’re thinking of moving as an escape – from your country’s political situation or otherwise – chances are you won’t be happy somewhere else.

Most of all, don’t go with the expectation that your new home should be more like your old one. Expecting things to happen just as fast, or be just as easy, as they are in your native country will quickly result in frustration, and – in our opinion – misses the whole point of expatriating. Sure, we have plenty of moments when we’re scratching our heads and saying things like “We could have gotten this done five times faster and easier back in the States.” Depending on where you go, expect lots of inefficiencies, government bureaucracies, and moments of sheer disbelief bordering on the comical. But we’ve learned that these moments are part of the experience. If you go with the flow and enter each situation with an open mind, you will get the job done!

Step 4: Get your boots on the ground.

As surprising as it seems, we have met people who actually picked up and moved to their new country after just one vacation visit, or even without ever having visited. We would lay odds that most of these people have already moved back home or will be doing so soon. One little visit, hitting just the tourist sites, is not enough to experience day-to-day life in the new location with all of its pleasures and challenges.
At a minimum, we recommend two or three visits to your target city, and try to spend at least two weeks at a time. Try to go at different times of the year, so you will know if you can tolerate the area’s weather extremes. Rent a small apartment rather than staying in a hotel. Buy groceries and cook in. Try to simulate, as much as possible, to feel what actually living there is like. Does the neighborhood have a safe reputation, and is it quiet? Are the locals friendly and helpful? How walkable is it, and how convenient are restaurants, shopping, transportation, healthcare facilities, and entertainment?
If you have already connected with expat bloggers in your prospective city, plan on meeting up with them. Buy them lunch and get their perspective and recommendations. They will be your best and most current information source for immigration and visa requirements, housing, transportation, health care, and other matters. Remember that information is constantly changing and what you read on the internet is often outdated.

A smartphone is your best friend. Get yourself a local sim card and make sure you’ve loaded, at the minimum, WhatsApp and some sort of navigation app, such as Google Maps or Waze. WhatsApp is especially critical in Latin America, since everyone uses it. In fact, people here are much more likely to respond to a WhatsApp message than an email or voicemail. Other highly useful apps are Google Translate and other language apps, Units Plus (a nifty metric-to-imperial tool for every type of unit, as well as a currency converter).

Step 5: Figure out money matters.

The financial aspects of expatriating should be a central element in your research. You’ll get a feel for the cost of living in your new country after your exploratory trip(s). Remember: relocating to another country involves costs: transportation, shipping, visas, furnishing a new home, the true costs of healthcare, deposits and other fees for renting, the costs of trips back home to see family, etc. If a lower cost of living is your primary motivator for moving, weigh these expenses – you might be better off staying put. And before we go any further, we urge you to live in your new home for at least six to twelve months before you even consider buying property. How will you access your money and how will you pay for things? we suggest that you get a credit or debit card that has no foreign transaction fees and reimburses you for all ATM fees. We use a Citibank card for most purchases and pay it directly from our U.S. checking account by fund transfer. This offers a less expensive means of paying for things than bank wire transfers. If you are collecting a pension or Social Security in the U.S., we do not recommend having your either deposited into a foreign bank account. It is a process to get it set up, and you may be charged fees.

New Year’s eve in our new home

Here’s one they don’t tell you about in the retirement publications! Most financial advisors will not represent you overseas. We maintain an address in the States (one of our children) to avoid situations such as this. To make a long story short, the company that has managed our retirement funds for years would dismiss our business without an address in the U.S. Make sure your investment company will stay with you if you move to another country.

Step 5: Time to make your decision.

OK. You’ve made your first fact-finding trip and you’ve been back a couple of times to try out different neighborhoods. You’ve gotten most of your questions answered and you’ve found the city/town/village that feels like “home.” It’s time to make a decision. Now your most important work is ahead of you. Find out exactly what is required for legal residency – fees, timeframes, and necessary paperwork. What is required to open a bank account, secure housing, obtain healthcare coverage. How do you get a driver’s license, sign up for utilities in your name, and get a mobile phone contract?
Which leads us to . . .

Step 6: Get an advocate.

Getting things done in another country with a completely different culture is challenging enough, but if you’ve got a language barrier, the challenges are multiplied. Even before you move, try to connect with a facilitator or advocate, someone local who also speaks your language and can help you navigate the business/legal aspects of getting settled in your new home. They are available, and are not hard to find if you ask the right questions. One of ours is a tour guide who helps with all sorts of other tasks. He helped us to purchase our car, even before we had our “boots on the ground”.  The other is our realtor, who has become more than a lifesaver…she has become a lifelong friend.

Final suggestions.

We moved in 4 suitcases, 1 cooler, and 1 footlocker.

Expatriating is not for the stuff-addicted. The leaner you go the happier you will be. We know new expats that have moved with a 40 foot container, shipped cars, boats, and motorcycles, only to realize later that the expat life was not for them. Do not bring stuff, especially big, expensive stuff, unless you are prepared to sell it at a huge loss or ship it back if you change your mind. Remember also, that there may be customs duties to consider.

Here is another random thing you might not consider. Is your passport up to snuff? Many countries will not allow entry if a passport is within six months of expiring. If you are from the U.S., you might not be aware that they no longer issue extra pages for an unexpired passport that’s run out of stamping room. If you travel extensively and your passports don’t expire for a while you could run out of pages. Do not renew your passport while you are in the process of obtaining residency. A new passport number will render the residency documents worthless. If you are short on pages or within 6 months of expiring, renew it before beginning your expatriating adventure.

Other important paperwork, wherever you go, is your original drivers license, birth certificate, Social Security, proof of retirement letter or other proof of pension funds, marriage certificate, bank statements, and a copy of your last tax filing. Bring several copies of each. As you apply for residency in your new country, be prepared to present certified, notarized, and/or apostilled copies of these documents. Bring your medical records, and get a summary of your medical history translated into the language of your new country .

Have an exit strategy.

It is something you might not want to think about, after doing all your homework and making a decision as monumental as picking a new country and city to call home. But what if things go south in your new location – politically, economically, militarily? We are not trying to be downers, but todays world is a complicated place. Take Nicaragua, for instance. There are expats who built lives and homes there, and recently had to leave when the country was plunged into a civil and political crisis last year. Are you willing to pick up and leave everything behind? How much of your expatriating investment are you willing to walk away from? (It’s another argument for moving with as little stuff as possible, and for not buying property right away.) You must have a plan and funds for making a quick exit if need be?

Footnote: So why did we decide to expat?

We both were fortunate to retire early. We had one government pension between us and a healthy (not huge) savings. When we did the research we found that we could live for less per month overseas, and hopefully never have to spend the savings. We were anxious to move to a better climate, but did not want to be far from children and grandchildren, so we moved to Panama. In addition to it’s perfect proximity to the States, Panama is also an ideal location to explore from. We are meeting new people, beginning our plans for exploring, experiencing different cultures, learning new histories, beholding other worldly natural beauty, and enjoying a wonderful sense of freedom. These are just a few of the rewards of expatriating that we have and will experience. We wish the same for you!

Blessings,

Greg and Jen

Our home purchase (8 months on the ground)

We are Settling Into Our Condo at Coronado Bay

 

Since arriving in Panama we have been crazy busy. Saturday we were picked up by the car rental driver who took us to our condo in Coronado.  The process was painless. We completed the rental documents and paid for our car then the condo rental agent showed us where to park and took us to our condo. We have spectacular views out every room,  and the balcony is awesome. The housekeeper was finishing up and we chose to get out of her way. We went for a nice lunch and bought a few groceries. We found the grocery store convenient and adequate. Many American brands were available next to the local brands at a premium price. We chose as many local brands as possible. When we returned to the condo we were able to unpack and take care of the groceries. The day passed much too quickly and we didn’t get much time to explore the area. We were able to cook our own dinner and relax for the evening.

Sunday we drove back to Panama City. Driving here is generally a challenge for the most experienced driver. Needless to say, we were a bit nervous to take our first drive. It went off without a hitch. We learned of a great app for navigating Panama called Waze. We downloaded it onto Jen’s phone and it took us right back to the hotel for the night. We had to be at Sevicio Nationale de Imigracion in the city at 7:30 Monday morning to complete the Visa process. We finished up the day Sunday in the hotel with a pizza and enjoyed the Super Bowl on Fox Sports Vivo which broadcast in Spanish (no subtitles). This is another great argument for learning more Spanish.

We were told to expect to spent the entire day at Immigration. I cannot say enough about how awesome our attorney has been. She has been there every step of the way and made the process run smoothly. She had us out of Immigration by 10 AM. The application process is complete, however, they retain our passports for 2 days for the multiple entry visa.  The attorney will courier them to us on Wednesday.  Now it is a waiting game while immigration decides to approve or deny our application.  We have appointments at the American Embassy in 2 weeks to get our Panamanian drivers licenses. As a tourist you can drive on your American drivers license for 90 days. With the Visa process we are no longer considered tourist so it is important to also get our drivers license. The attorney is walking us through that process as well.

 

This was the prize for all the time we spent at Immigration.

With the Visa application process complete we were free to return to Coronado. Although it was stressful getting out of the city, the drive wasn’t bad.  We were back in Coronado in time for lunch and a little exploring around the complex. We walked out to the ocean (the tide was low), then down the beach to the west a ways. We decided to walk east on the beach this morning. Upon our return to the building we relaxed by the pool and met some great people. Our lack of Spanish skills doesn’t seem to matter as much here at the condo. We swam and soaked up some sun for most of the afternoon. The sun is strong here and a little goes a long way. We  are so happy to be able to cook our own meals and we finished up the day by having a great dinner. We went to sleep last night with all the windows open and enjoyed the sound of the crashing waves.

Today we plan to explore the immediate area a little more. This area is pretty expensive. The beach, tourists and expats drive the prices higher. Ultimately, this is not probably going to be where we would live. We still want to immerse ourselves into the culture more. It is an honor that all of you are following with us. Please send e-mail or make comments if you have questions that we can answer. As always, like and share so everyone can find us.

Buenos Dias,

Greg and Jen

 

Nervous Excitement Prevails

As the countdown to departure nears we are both nervous and excited to embark on the adventure of our lives. We have prepared well and fully expect to seamlessly emerge ourselves into  the culture of Panama. We are having a great time following the Expats in Panama Facebook page. The folks on the ground are continuously providing great advise and answering questions to make our adventure great. We highly recommend joining this group for anyone contemplating an adventure like ours. We have used the search feature on that group to get recommendations for our pending trip. We are hoping to connect with friends we have made on that site and will surely be following the advise we have gained through our connection there.

Next week we will be in Panama City where we are looking forward to taking a food tour. Panama is quickly becoming a foodie destination. We are looking at a tour that will take us to sample local Panamanian food and drinks that are considered off the charts. The tour starts with the worlds best coffee and organic chocolates. We will sip local craft beers and stroll to the seafood market where we will sample ceviche and finish the tour in Casco at a famous rooftop bar enjoying the view and local rum. This tour comes highly recommended. We hope to find some great places along the way to take in a full meal later in our Panama City stay. After a day in immigration this may be just what the doctor ordered.

We have been told that during our visa process we have to remain flexible.  All our sources tell us that nothing happens quickly so we are prepared to “roll with whatever”. Our immigration attorney has all the documentation and assures us that everything is in order. We are prepared to do anything necessary to get through the process quickly. We are hoping to wrap up our business in Panama City quickly so we can commence spending time on the beach in Coronado.  Once we get settled into our condo we will start exploring. Coronado is considered by many to be one of the best places for expats to settle. We are going to have an open mind, but think we want to be more immersed in the culture of the country. Our adventure will take us all over the country in search of what may turn out to be our new home.

The next time we post, we will have our boots on the ground. Our hope is that we can provide all of you with a taste of our adventure. Please, continue to follow along. We are committed to making several posts per week from Panama. Questions are encouraged and we love it when people comment and like our posts.  Take the opportunity now, if you haven’t, to sign up and receive our blog posts by e-mail. The link is at the bottom of the page. If this is your first time checking out our blog, please feel free to go back through the archives. That will give you a sense for how we got to this point.

Buenos Dias,

Greg and Jen

 

Panama Vacation Day 1

We are just starting day 2 of our Panama vacation. Personally I love to vacation  at all inclusive resorts. The cost seems prohibitive when making the reservation, but when you are there you never have to reach into your pocket for money. I am not going to review our resort other than to say it is nice and we are being well cared for. It is the rainy season here in Panama and the resort is less than 1/3 capacity. We relaxed by the pool most of the day yesterday and it sprinkled for about 2 hours in mid afternoon.

Our resort is close enough to the Panama Canal that we are watching the huge ships line up for miles to await passage. I am impressed by the engineering of this great wonder. On Saturday we will be taking a full passage tour of the canal. I am excited to share what I learn on that trip. I am planning to also share some video and fun facts about the canal. If I Google Panama Canal I get Wikipedia telling me it is about 48 miles long. I am not a big fan of Wikipedia so I will refrain from just regurgitating what it says there in favor of waiting until I can see for myself how it works.

Tomorrow we are planning a trip to Coronado to look for a place to spend part of the winter. Coronado is about 1 1/2 hours west of Panama City on the Pacific ocean. We chose to look there because it is closer to where we think we may ultimately want to live. There are also entire communities of English speaking people. We are working on our Spanish language skills, however we realize that it is a slow process. It is important to the Panamanian people that we try to speak a little Spanish. Our server at dinner last night was very appreciative when I ordered in Spanish. She helped me when I struggled for a word for something, and complimented my effort. I have found at this resort there are many employees who speak no English. I encountered 1 employee yesterday who spoke about as much English as I spoke Spanish. He wanted to have a conversation with me in English so he could work on his English skills. It was amazing, to me, how well we could understand one another. Kudos to you Vladimir! You are a great asset to this resort. While we are in Panama this winter we will be traveling around the interior where there will be less people who speak English so we know that our ability to communicate in Spanish is a must.

Please, remember to like and share our blog. We would love to have some participation here in the way of comments and advice. We are so appreciative of our new friends here in Panama who are joining in and sharing. As we grow and become better at this blogging thing our content will improve. For now it is our hope that you find it entertaining.